Tools
When it comes to money, having the right tools can give you the answers you’re looking for. How much do you need to save to buy a house? Or retire comfortably? What will it cost to send your kids to college? Our simple online tools can help. Go ahead. Check them out. You’ll be one step closer to your goal.
Personal Quick Loans
With the structure of a loan and the flexibility of a line of credit, it may be perfect for you:
Personal Quick Loan
Personal Quick Loan
With an NCCU Consumer Quick Loan, you just apply once, receive your approved limit and then access the money when you need it. Any portion paid down can be re-advanced without having to apply again.
Investment Loans
Use this great product to start, top up or maximize your RRSP contributions:
Investment Loan
Investment Loan
Whether you need to start, top up or maximize your RRSP contributions, taking out an investment loan to help you do it is a smart idea. This ‘good debt’ not only saves you money today, it also increases your long-term financial growth and boosts your savings. With rates as low as prime and deferred repayment plans, an investment loan from NCCU makes good financial sense.
RRSP Take 10 Loan
If you’re looking to max your contribution room, ask us about our Take 10 RRSP Loan. With amortization of up to ten years and a rate of prime + 1.0% you’ll have low monthly payments.
You could also use your income tax refund to repay the loan. Whatever your circumstances may be, we are more than happy to assess your needs to help you decide whether a Take 10 RRSP Loan is the right decision for you.
Apply
Get in touch with us and we'll get back to you tomorrow (next business day):
Contact Us
Contact Us
With a Line of Credit from NCCU, a single application establishes your credit line and you can access your funds anytime by withdrawing up to your credit limit. Your line of credit is attached to your chequing account, which protects you from overdraft charges. When you make any deposit to your account, such as your regular paycheque, you reduce the amount outstanding on your line of credit and you also reduce interest costs.
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Personal Loans
Everyone needs a helping hand sometimes. Our loans are designed just for that reason:
Vehicle Loans
Vehicle Loans
If you’re looking to buy a new or used vehicle, we can help you make it happen with an NCCU vehicle loan. It comes with competitive rates and the kind of personal service that takes the stress out of making a major purchase. With our quick approval and flexible financing options, you’ll be in the driver’s seat in no time.
Home Improvement Loans
Home Improvement Loans
You can probably think of a dozen ways that you could make your home more comfortable, practical or modern. The challenge is finding the extra money to get it done. Whatever your home improvement projects and dreams may be, we can help you make them happen with a home improvement loan.
Consolidation Loans
Consolidation Loans
If you’re balancing multiple debt payments every month, a Consolidation Loan from NCCU can make it easier to manage your budget and lower your monthly payments. By combining all of your current debt into one regular payment, you’ll reduce what you pay, improve your cash flow and become debt-free faster.
Student Loan
Student Loan
The NCCU Student Loan is designed to help manage the cost of your post secondary education. It comes with competitive rates and interest-only payments until you graduate. It can also be used in conjunction with Government Student Loans. It’s an ideal way to help you cover the costs of getting the degree or training you need to make your future that much brighter.

Line of Credit
This offers ready cash when you really need it, whatever you need it for:
Line of Credit
Line of Credit
With a Line of Credit from NCCU, a single application establishes your credit line and you can access your funds anytime by withdrawing up to your credit limit. Your line of credit is attached to your chequing account, which protects you from overdraft charges. When you make any deposit to your account, such as your regular paycheque, you reduce the amount outstanding on your line of credit and you also reduce interest costs.
Mortgages
We're here to help make your home ownership dreams a reality:
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We'll Come to You
If you can’t make it in to see us about a loan or mortgage, we will come to you, both during and after regular business hours. Whether it’s in our branch, a coffee shop or in the comfort of your home, we offer great advice, flexible options and a plan that will get you closer to your goals. Get in touch with us today for more information:
Contact Us
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